Personal Umbrella Insurance

In the face of today’s jumbo lawsuits, the liability coverage you now have on your home and auto may not be adequate. There is a third layer of protection available.

To protect yourself and your family, we strongly recommend a Personal Umbrella Liability Policy. A Personal Umbrella Liability Policy provides an additional layer of protection over and above the limits on your auto and home to protect you against a catastrophic lawsuit or judgements.

Why do you need a personal umbrella policy?

Do you own a home?
Do you own a vacation home?
Do you own waterfront property?
Do you have a swimming pool on your property?
Do you own more than one automobile?
Do you own a luxury automobile?
Do you own a power or sail boat?
Do you own a dog?
Do you have above-average family income?

If you answered YES to any of the above questions, you could be a target for a lawsuit. Even if you answered NO to all questions, there is always a possibility of being sued.